www.creditninja.com/preapproved – How To Apply CreditNinja Pre Approved Loan

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Credit Ninja- Apply for pre-approved loan seamlessly

Thinking of taking a loan? Whether for a personal, commercial or educational reason, Credit Ninja is your only destination to get your loan securely. Credit Ninja is a one-stop destination for your instant financial remedy with quick approval and the fastest disbursement. Credit Ninja offers you with exclusive same day installment loan option. No need to worry about your unplanned expenses anymore. Credit Ninja is always there to provide you with the backbone you need!

Credit Ninja provides you with the desired amount with three simple steps.

  • First, you need to enter all our personal and income details to get approval.
  • Second, you need to confirm your credentials to check your pre-approved offers.
  • Third, check your pre-approved loan, read the terms and condition and apply.

Interested to try your hand on funds? Check your eligibility at a glance!

Eligibility for applying for a loan

  • Must be the official residence of the state with active loan licensing by Credit Ninja.
  • Must be at least 18 years of age. In Alabama and Nebraska, the legal age is 19.
  • Must have an active bank account with at least a history of 60 days usage.
  • Must receive regular deposited income in the bank account.
  • Must receive paychecks via direct deposit. The citizens of New Mexico are exempted from this regulation as per the State Regulation.
  • Must not be enlisted as covered borrower as per the Military Lending Act.
  • Must have a prepaid debit card.

Apply for loan-Fill up the form

If you meet the above eligibility criteria, you can proceed to the first step of the application.

  • Open your browser. Go to www.creditninja.com.
  • Enter the following information under GET THE PROCESS STARTED NOW!
  1. First Name.
  2. Last Name.
  3. Active email address.
  4. Mobile Number.
  • Click on the Apply Now tab.

CreditNinja Apply

Next, keep on entering the following info:

  1. Date of birth.
  2. Full residential address.
  3. Type of accommodation.
  4. Driving Licence/State ID number.
  5. Social Security Number.
  6. Status of service.
  7. Income details including annual salary, type of payment disbursal, paycheck date, etc.
  8. Bank Account Details, including the number of bank account, prepaid debit or credit cards, transaction details and many more.
  • Next, you need to select your amount of loan.
  • Specify the category of the loan (personal loan, bad debt loan, etc.)
  • Select the mode of repayment.
  • Select the number of installments.
  • Click on Apply.

Your application would be submitted and it would take a few seconds to process your request. Do not press the back button or refresh the page. The message will be displayed of you are eligible to apply for a loan or not.

Check for the pre-approved offers

Post confirmation, you will receive am email with your confirmation letter. You will also receive a physical copy of the confirmation letter via email. In this, you will receive a confirmation number and the expiry date. You need this confirmation number to apply for your pre-approved loan. Also, note that the application must be done within the date of expiry. Post date, you need to again initiate a fresh request. Confirmation Number specifies that you are eligible to create an account with Credit Ninja. It will ensure again applying for a loan shortly.

  1. First Name.
  2. Last Name.
  3. Date of birth(mmdd-yyyy).
  4. State.
  5. Mobile Number.
  6. Last four digit of Social Security Number.
  7. Registered Email Address.
  8. Confirmation Number.


  • Click on Continue.

The number of pre-approved loans with details of amount and repayment tenure will appear. These loans are tailor-made for you as per the details you have entered during the time of registration. Before signing in, do check the repayment and borrowing terms thoroughly.

It must also be noted that pre-approved status is still subject to verification. Before finally disbursing the loan amount, Credit Ninja will take a thorough look at your income details and bank details. Loan approval also depends on your excellent credit score. If your employment history credit status matches the requirement for timely payment, you will get your loan amount within few seconds.

Loan disbursement Time

Loan applications approved within 10:30 a.m. CT between Mondays to Fridays are funded within the same day. Application approved after this time are funded in the next business day. Specific types of loan and amount require further verification Post completion of the verification, the loan will be funded in the next business day.

Contact Credit Ninja Customer Support Desk

Via Call

Dial 855-646-5201 for immediate response and assistance. Choose the extension (855) NINJA-01. Talk to a representative directly with your query, request or complaint.

Via Email

In case, you need to write down your concern or have to send any supporting attachments, you can write to Credit Ninja at support@creditninja.com

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